MESSAGE FROM CHRISTOPHER JACCARD

These days there is no shortage of information bombarding you from the media, internet, friends, and colleagues. This coupled with uncertain and ever-changing tax laws, investment markets, and financial products means that managing your wealth has become more difficult than ever.

I believe that independent, objective, registered investment advisors are best positioned to work with your CPA, legal advisors, and insurance brokers to manage your wealth and cut through all the clutter and noise out there.

That's why Financial Alternatives, Inc. continues to be a privately owned company that works on a fee-only, fiduciary basis; we do not accept commissions or referral fees, and always act in our client's best interest. Our focus on personal service and creating unique solutions by collaborating with you and your advisory team means you can spend more time on things you care about.

If you would like to learn about the excellent service we've continued to provide clients for over 15 years, or our small team of experienced, well-connected and trusted professionals, I invite you to visit the advisor website at http://www.financialalternatives.com.

Warm Personal Regards,

Chris Jaccard, CFP^®, CFA^®

Financial Alternatives, Inc.

7734 Herschel Ave, Suite L

La Jolla, CA 92037

(858)459-8289

(858)459-8258 fax